Zero gateway fees.
Instant settlement.
Transform how your business communicates and gets paid. Claim an exclusive 9-Series commercial number, launch your verified storefront, and accept instant KalPay QR & NFC payments with zero chargeback risk.
Everything a modern business needs in one ecosystem
KalTiQ replaces fragmented chat widgets, expensive POS terminals, and high-fee payment gateways with a single unified commercial identity.
Dedicated Commercial Numbering
Every verified merchant receives a reserved 9-Series 12-digit number (9XXX XXXX XXXX). Customers can dial your business desk directly, message your support team, or pay your number in seconds.
In-Store & Online KalPay Checkout
Display your dynamic Merchant QR code at the counter or enable Android NFC Touch-to-Pay. Customers scan your QR, enter the KalCoin amount, and hit Send—triggering instant audio/visual confirmation on your terminal.
6-Spoke Business & 8-Spoke Shop Badges
Eliminate impersonation. Verified businesses earn an official 6-spoke star badge (and 8-spoke badge for verified Shops)—turning Orange upon KYB identity verification and Green upon full payment verification.
Built-In Shop & Product Catalog
Publish your digital catalog directly inside KalTiQ. Customers browse items, ask questions in real-time chat, and complete protected purchases without ever leaving the app.
Team Roles, Desks & Call Routing
Assign staff operators to your Business Profile with granular permissions for customer support, order management, voice/video consultations, and financial reporting—all audited in real time.
Broadcast Channels & Zero Ad Tax
Stop paying algorithmic social networks to reach your own buyers. Launch an official Broadcast Channel linked to your 9-Series profile and deliver product drops straight to opted-in subscribers.
Why merchants grow faster on KalTiQ than legacy competitors
Traditional payment gateways and legacy chat apps tax your margins at every step. See how KalTiQ compounds your net profit.
Compound Margin Retention Infographic
For a retail or digital business operating on a 10%–15% net margin, eliminating 3.2% in card gateway fees + chargeback losses immediately boosts net take-home profit by up to +28%.
- Zero Chargeback Fraud: KalPay ledger transfers are cryptographically signed and atomic—eliminating friendly fraud and $15–$25 dispute penalties.
- Instant Working Capital: Use received KalCoins immediately to pay suppliers, B2B partners, or request verified multi-chain USDT redemptions.
- Conversational Conversion: Customers who chat, call, and pay inside the same verified thread convert up to 3.4× higher than external web redirects.
| Merchant Capability | KalTiQ Business (9-Series) | WhatsApp Business API | Stripe / Legacy POS | Telegram Bots |
|---|---|---|---|---|
| Dedicated Commercial Number (No SIM Needed) | Yes · Reserved 9-Series ICNGlobal 12-digit business identity | NoRequires telecom SIM / virtual number rental | NoPayment processor only | NoRequires personal SIM to create owner account |
| Per-Message Conversation Tax | $0.00 FreeUnlimited customer conversations | $0.01 – $0.14+ per template24-hour session billing | N/A | Free |
| In-Store NFC Touch-to-Pay & Dynamic QR POS | Built-In NativeAndroid HCE NFC + Camera QR Scanner | NoLimited regional payment rails | Requires Paid Hardware2.7%–3.5% per swipe | NoThird-party webviews only |
| Settlement Speed & Chargeback Protection | Instant Atomic (T+0)Final ledger settlement · 0% chargebacks | T+2 to T+5 Bank Rails | T+2 to T+7 + Rolling ReservesHigh chargeback liability | Depends on external gateway |
| B2B Supplier & Staff Payouts | Yes · Business-to-Business & B2UEnabled globally by default | No | Extra Payout Fees | No |
| Multi-Chain USDT Treasury & WalletConnect | Yes · 8 Networks SupportedETH, BSC, Polygon, Arbitrum, Base, OP, AVAX, Tron | No | Limited / Restricted | TON only |
Claim your 9-Series Business Profile today.
Start accepting instant KalPay QR and NFC payments and connect directly with customers worldwide.